How is Medicare Advantage developing in Wake County, North Carolina?

Data through June 2026 · CMS Medicare Monthly Enrollment · ingested 2026-09-26 Verified

Wake County's MA & other health plan share is 52.3% — above the 51.1% national share by 1.2 points, with 100,511 people in a Medicare Advantage or other health plan out of 192,017 Medicare beneficiaries, on the June 2026 CMS county file. It ranks 70 of 100 North Carolina counties by health plan share.

52.3%
57.1% of beneficiaries with both Part A and Part B · Why this differs from KFF’s 55%
+0.3 pp
Health plan share change, year on year
June 2025 → June 2026
+3.7%
MA & other health plan enrollment growth
Percent, not percentage points
9.7%
Dual eligible share of Medicare
18,685 people
Source & formula — why trust this number?
Metric
MA & other health plan share
Value
52.3%
Geography
Wake, NC (FIPS 37183)
Period
June 2026
Source
CMS Medicare Monthly Enrollment (BENE_GEO_LVL=County)
Numerator
MA_AND_OTH_BENES — beneficiaries in a Medicare Advantage or other health plan (includes cost plans, PACE and demonstrations) — 100,511 here
Denominator
TOT_BENES — all Medicare beneficiaries in the county with Part A and/or Part B — 192,017 here
Formula
100,511 ÷ 192,017 × 100 = 52.3%
Dataset vintage
June 2026 (prior year June 2025)
Last refreshed
2026-09-26
Status
LIVE

Full methodology · Download the source data · CMS dataset

The denominator counts everyone with Part A and/or Part B, including people with Part A only who cannot enroll in Medicare Advantage. Figures published elsewhere on an eligible-only denominator will read higher. Match the basis before comparing.

Part A and B basis: source & formula — why trust this number?
Metric
MA & other health plan share, Part A and B basis
Value
57.1%
Geography
Wake County, NC
Period
June 2026
Source
CMS Medicare Monthly Enrollment (County record)
Numerator
A_B_MA_AND_OTH_BENES — beneficiaries with both Part A and Part B who are in a Medicare Advantage or other health plan — 100,494 here
Denominator
A_B_TOT_BENES — beneficiaries with both Part A and Part B — 176,065 here
Formula
100,494 ÷ 176,065 × 100 = 57.1%
Status
LIVE

Basis note · Download both bases · CMS dataset

All figures on this row are from the June 2026 CMS Medicare Monthly Enrollment county file.

Market structure in Wake County

MA and other health plan enrollees100,511
Total Medicare beneficiaries192,017
MA & other health plan share52.3%
Dual eligibles18,685 (9.7% of Medicare)
Full-benefit dual eligibles15,051
MA & other health plan share band50% to under 65%

Every row is from the June 2026 CMS Medicare Monthly Enrollment county file. Carrier counts, the leading carrier and D-SNP share of MA are in the carrier and plan competition section below (CMS CPSC, September 2026). They previously appeared here from a dataset that has since been withdrawn. Carrier-level enrollment and stars are tracked at the state level.

What changed in the last twelve months

June 2025 file compared with the June 2026 file. Source: CMS Medicare Monthly Enrollment (BENE_GEO_LVL=County).

MeasureJune 2026ChangeBasis
MA & other health plan enrollment
Computed by the pipeline from the two published monthly files.
100,511 +3.7%Verified
MA & other health plan share
A ratio of two published counts, so the change carries both denominators.
52.3% +0.3 ppDerived
Medicare beneficiaries
The county file publishes the current count. It does not publish a prior-year count for this county, and we do not reconstruct one.
192,017not published as a changeVerified
Dual eligibles
Current count from the same file. Same limitation as the line above.
18,685 (9.7% of Medicare)not published as a changeVerified

These are observed changes. This panel does not assert why a figure moved: the county file records what happened, not what caused it. A release-over-release view, rather than this twelve-month view, needs the per-vintage metrics store described in docs/backend-architecture.md.

2027 plan changes in Wake County, NC Verified

63
Health plans in 2027 (77 in 2026) ⓘPlans = distinct Contract-Plan IDs (contract + PBP; segments folded in) among MA, MA-PD, SNP and 1876 cost plans. CMS fact sheets count Contract-Plan-Segments and exclude cost plans. Definition
5 entering · 19 leaving
45
$0 premium (any plan) in 2027 (39 in 2026) ⓘ$0 premium (any plan) counts MA-only and cost plans with no Part D premium as $0; $0 MA-PD counts only MA-PD plans (no SNPs) with a $0 Part C + D premium. Definition
$0 premium MA-PD: 20 (26 in 2026)
$8.95
Average monthly premium, 2027 ⓘAverage across plan-county offerings: the mean over every contract-plan-segment offered in each county, not weighted by enrollment. CMS publishes enrollment-weighted averages. Definition
−$9.96 vs 2026, average across plan-county offerings
$8,108
Average in-network MOOP, 2027 ⓘAverage across plan-county offerings: the mean over every contract-plan-segment offered in each county, not weighted by enrollment. CMS publishes enrollment-weighted averages. Definition
+$911 vs 2026, average across plan-county offerings

Source: CMS MA & Part D Landscape 202610 | CY2027 vs CY2026 | CMS updated Oct 18, 2026 | Ingested Oct 26, 2026 | Unit: Contract-Plan, plan-county offerings | Method: landscape comparison, definitions

Carriers entering: none.
Carriers leaving: Health Care Service Corporation.

Plans entering (in 2027 landscape, not in 2026) (5)
PlanPlan nameCarrierType / SNP
H1036-137Humana Gold Plus H1036-137 (HMO-POS)Humana Inc.HMO-POS
H1036-343Humana Gold Plus Giveback H1036-343 (HMO-POS)Humana Inc.HMO-POS
H5253-216UHC Dual Complete NC-S3 (HMO-POS D-SNP)UnitedHealth Group, Inc.Dual-Eligible
H5253-217UHC Dual Complete NC-Q2 (HMO-POS D-SNP)UnitedHealth Group, Inc.Dual-Eligible
H6345-003PruittHealth Premier (HMO I-SNP)UNICO Services, Inc.Institutional
Plans leaving (in 2026 landscape, not in 2027) (19)
PlanPlan nameCarrierType / SNP
H1914-010Wellcare Giveback Open (PPO)Centene CorporationPPO
H2001-084AARP Medicare Advantage Access from UHC NC-23 (PPO)UnitedHealth Group, Inc.PPO
H3146-021Aetna Medicare Signature Care (HMO)CVS Health CorporationHMO
H3449-026Blue Medicare Choice (HMO)CuraCor Solutions Corp.HMO
H3777-002Experience Health Medicare Advantage (HMO)CuraCor Solutions Corp.HMO
H4073-002Wellcare Dual Access (HMO-POS D-SNP)Centene CorporationDual-Eligible
H5253-041UHC Dual Complete NC-D001 (HMO-POS D-SNP)UnitedHealth Group, Inc.Dual-Eligible
H5253-184UHC Dual Complete NC-S3 (HMO-POS D-SNP)UnitedHealth Group, Inc.Dual-Eligible
H5296-003Alignment Health Platinum (HMO)Alignment Healthcare USA, LLCHMO
H5525-050HumanaChoice H5525-050 (PPO)Humana Inc.PPO
H5525-083HumanaChoice H5525-083 (PPO)Humana Inc.PPO
H7849-113HealthSpring True Choice (PPO)Health Care Service CorporationPPO
H9725-003HealthSpring TotalCare (HMO D-SNP)Health Care Service CorporationDual-Eligible
H9725-005HealthSpring Courage (HMO)Health Care Service CorporationHMO
H9725-009HealthSpring Preferred (HMO)Health Care Service CorporationHMO
H9725-013HealthSpring TotalCare Plus (HMO D-SNP)Health Care Service CorporationDual-Eligible
H9725-014HealthSpring Preferred Select (HMO)Health Care Service CorporationHMO
H9725-015HealthSpring Preferred Savings (HMO)Health Care Service CorporationHMO
H9725-017HealthSpring Preferred Plus (HMO)Health Care Service CorporationHMO

“Leaving” means present in the CY2026 landscape and absent in the CY2027 landscape for this geography. It is not an official termination: a plan can leave a county through a service-area reduction or be renumbered. Only a CMS crosswalk or non-renewal file says why.

Source & method
Geography
Wake County, NC
Source
CMS Medicare Advantage and Part D Landscape files: CY2027 Landscape 202610 (ReadMe 2026-10-18) and CY2026 Landscape 202609; CY2027 data last updated by CMS October 18, 2026; ingested October 26, 2026
Plan
Plans = distinct Contract-Plan IDs (contract + PBP; segments folded in) among MA, MA-PD, SNP and 1876 cost plans. CMS fact sheets count Contract-Plan-Segments and exclude cost plans. PDPs are counted by state and PDP region.
$0 premium
$0 premium (any plan) counts MA-only and cost plans with no Part D premium as $0; $0 MA-PD counts only MA-PD plans (no SNPs) with a $0 Part C + D premium.
Averages
Average across plan-county offerings: the mean over every contract-plan-segment offered in each county, not weighted by enrollment. CMS publishes enrollment-weighted averages. The landscape carries no enrollment, so they are not what members pay on average.
Entering / leaving
“Leaving” means present in the CY2026 landscape and absent in the CY2027 landscape for this geography. It is not an official termination: a plan can leave a county through a service-area reduction or be renumbered. Only a CMS crosswalk or non-renewal file says why.
Status
LIVE

2027 landscape briefing · Methodology

Carrier and plan competition in Wake County Verified

17
Carriers with reported MA enrollment
September 2026
29.5%
Leading carrier: Humana
29,321 of 99,453 reported MA enrollees
850
Plan cells suppressed by CMS
10 or fewer enrollees each; shown as suppressed, never zero
Source & formula
Source
CMS Monthly Enrollment by Contract/Plan/State/County (CPSC), September 2026 · data
Carriers
Distinct parent organisations (MedicareInsights carrier map over CMS Parent Organization) with at least one non-suppressed plan-county cell
Leading carrier share
Carrier MA enrollment ÷ reported MA enrollment in the county (suppressed cells excluded from both)
Suppression
850 plan-county cells in this geography were suppressed by CMS (10 or fewer enrollees each). They are excluded from totals and shares; together they could hide at most 8,500 enrollees.
Status
LIVE

Methodology

Which carriers and plans hold Medicare Advantage enrollment here, how concentrated the market is, with drill-down from carrier to contract and plan.

Open competition for Wake County →

Source: CMS Monthly Enrollment by Contract/Plan/State/County, September 2026. Shares there are of MA enrollment, not of all Medicare beneficiaries, so they are not comparable with the health plan share above.

Market Screening Profile

A descriptive profile of this county from four published CMS county measures, each ranked against every US county. It is a screening aid, not a forecast. A low MA & other health plan share alone does not mean members there are available to enroll: competition, product, Stars and network are not in the composite.

64composite of 100 · screening band 50–74
Modeled v0.1 · prioritization aid, not a prediction

Built from 4 published measures (4 of 8 components in the method design; the others are proposed components not included in method v0.1, and are not scored as zero). Compared with the median-scoring US county, it contributes more on market size and enrollment growth and less on lower MA & other health plan share and growth.

Rank 504 of 3,199 scored US counties (ties share a rank).

View the components and how the composite is built
Market Screening Profile components for this county
ComponentRaw valueNormalized (percentile)Published weightApplied weightContribution
Market size192,017 beneficiaries98.50.300.3029.5
Lower MA & other health plan share47.7% Original Medicare share39.00.250.259.8
Growth+0.3 pts37.70.250.259.4
Enrollment growth+3.7%76.30.200.2015.3
CompetitionNot yet available: Market concentration. Proposed component, not included in method v0.1. The CMS CPSC file is ingested nationally (September 2026) and shown on each county page; adding it to the score would be a method change and a new version.—
Carrier diversityNot yet available: Number of distinct parent organisations competing. Proposed component, not included in method v0.1. The CMS CPSC file is ingested nationally (September 2026) and shown on each county page; adding it to the score would be a method change and a new version.—
Product opportunityNot yet available: Benefit generosity of plans already sold here. Proposed component, not included in method v0.1. National CMS PBP benefit files (plan years 2025 to 2027) and the CY2026 and CY2027 Landscape are loaded; a benefit-generosity measure has not been defined or validated.—
Quality environmentNot scored: Star ratings of contracts serving the county. Not part of the published score method (v0.1), so not scored. Contract-level Star Ratings for the 2022-2027 rating years are on /stars/contracts/, and Market 360 shows the 2027 and 2026 ratings of the contracts with members in this county; assigning ratings to a county score is a method change, not yet made.—
TotalSum of contributions (percentiles shown to 1 decimal)64.0

What each component measures

Market size
Total Medicare beneficiaries in the county. A large book is worth more than a fast one. Direction: a higher value raises the composite. Weight 0.30. Vintage: June 2026 vs June 2025.
Lower MA & other health plan share
Percentile of the county's Original Medicare share (100% minus MA & other health plan share, CMS Medicare Monthly Enrollment). A higher percentile means a lower MA & other health plan share. It is not a count of beneficiaries available to enroll: the remainder includes people with Part A only, who cannot join MA, and people who choose Original Medicare. Direction: a higher value raises the composite. Weight 0.25. Vintage: June 2026 vs June 2025.
Growth
Change in MA & other health plan share over the last twelve months, in percentage points. Direction: a higher value raises the composite. Weight 0.25. Vintage: June 2026 vs June 2025.
Enrollment growth
Year-over-year change in MA & other health plan enrollment (CMS Medicare Monthly Enrollment). Direction: a higher value raises the composite. Weight 0.20. Vintage: June 2026 vs June 2025.

Proposed components not included in method v0.1 are listed above. They are left out and the weights renormalised; they are never scored as zero. Labels version 2026-10-03 (labels only; v0.1 arithmetic, weights and band cut-points unchanged).

Methodology version
v0.1 · rank-percentile within all US counties, weighted, weights renormalised over available components
Data vintage
June 2026 vs June 2025, CMS Medicare Monthly Enrollment (BENE_GEO_LVL=County) (county geography)
Normalization
Percentile rank against all 3,199 US counties (ties share the mean rank). Rank-based, so one extreme county cannot flatten the distribution.
Weighting
Published weights, renormalised over the components that exist for this county. Proposed components not included in method v0.1 are listed above, never scored as zero.
Missing data
None for this county: every available component is published.
Limitations
Not back-tested. No predictive validity, expected enrollment, conversion lift or ROI is claimed. Describes market attractiveness from public CMS counts only; carrier concentration, product and Stars components are not yet included.

Full methodology · Marketing Screening Score (MA and D-SNP modes)

Related analysis

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Planning notes Interpretation

Wake County has 52.3% MA & other health plan share — most beneficiaries are already in MA or another health plan. The share alone does not say how enrollment will move.

  • Compare to the rest of North Carolina on the state page.
  • Check 2026 plan exits for competitor plans CMS lists as not offered in 2026.
  • Sales teams: compare this market's health-plan share and 12-month momentum in the county explorer, and see which competitive facts apply on the carrier battlecards.

Neighboring North Carolina counties

Provenance — MA & other health plan share, June 2026
Source file
CMS Medicare Monthly Enrollment (BENE_GEO_LVL=County)
Vintage
June 2026 (prior year June 2025)
Ingested
2026-09-26
Refresh cadence
Monthly, following the CMS Medicare Monthly Enrollment release (CCW-derived, roughly three months in arrears)
Method
penetration_pct = MA_AND_OTH_BENES / TOT_BENES * 100, rounded to 1 decimal
Coverage
All 3199 US counties
Known limitations
The denominator includes beneficiaries with Part A only, who cannot enroll in Medicare Advantage. Figures that use an eligible-only denominator will be higher. This file does not carry carrier, plan or star-rating detail. Carrier and plan figures come from the separate CMS Monthly Enrollment by Contract/Plan/State/County (CPSC) ingest, September 2026; see Carrier and plan enrollment (CMS CPSC) in the methodology.

Download the source data · Methodology