How should our plans compete?
Compare benefit design plan to plan, see which carriers are adding or pulling back product, and read the benefit economics behind the next bid.
What the product data shows
What we can see. Plan-level benefit design (cost sharing, MOOP, giveback and supplemental allowances) for every Contract-PBP in the Competitive Lens markets, for two plan years, with year-over-year changes and the CMS crosswalk successor where a plan was consolidated or exited.
Why it matters. Benefit changes are the product decision competitors cannot hide: they are filed with CMS and published in the PBP files, a year before enrollment results show the effect.
What to investigate next. Pick a county, compare your plans against the two or three competitors that gained the most enrollment there, then check whether the benefit gap lines up with the enrollment movement.
Start here
- Compare plansPick up to several Contract-PBPs and read their benefits side by side
- Benefit changesWhat moved between plan years, by carrier and benefit
- Entries & exitsNew plans, exits and CMS-confirmed successors
- 2026 plan exitsExited plans and the members they displaced
- Carrier footprintWho is growing and who is retrenching, state by state
- Benefit value erosionHow fast supplemental benefit value is moving (modeled)
- Part D out-of-pocket capHow the cap reshapes Part D benefit design
- Plan launch centerService-area and filing readiness for a new product
- Bid processThe milestones behind each benefit decision
Benefit fields available per plan
Every plan is identified by plan year, Contract ID, PBP and segment. Plans that share a name or a contract are never assumed to share benefits. County availability comes from the CMS plan service-area file for the same plan year.